I would like to get my debt consolidated, but before I do that, I want to read some reviews of various debt consolidation companies that are out there, so I can get a better idea as to which companies do what they say they will do, and which companies I should avoid. This is a very delicate matter, and so I will have to choose carefully, if I am going to be able to get the sort of result that I desire. I have some reservations about going through this process, and I want to read more about the risks, and any dangers that might be inherent in consolidating your debt.
My main purpose is to lower my monthly payments, to something that is more affordable, and to try to get my debt paid off as quickly as possible. One of my goals in consolidating my debt is to lower the interest rates of most of my individual debts. It is going to be very difficult for me to pay off my debt, if I am not able to lower my debt. That is pretty obvious to me, and it is what I am going to try to address the most. It is even more important than trying to reduce the amount of money that I pay monthly.
However, that is also very important. I do not really have enough money to pay for my bills each month. I have been cutting it close for months, but I am not making as muvh money as I used to make, and now I doubt I will be able to continue paying these debts. It is sad, but I really don’t think I have any other choice in the matter. I just have to hope for the best and see if I can consolidate.